diff --git a/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/mapper/AccCardMapper.java b/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/mapper/AccCardMapper.java
index c7c4ce8..65a4b0a 100644
--- a/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/mapper/AccCardMapper.java
+++ b/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/mapper/AccCardMapper.java
@@ -10,6 +10,9 @@ import com.bonus.canteen.core.account.domain.AccCard;
  * @date 2025-04-20
  */
 public interface AccCardMapper {
+
+    public int selectAccCardCountByUserId(Long userId);
+
     /**
      * 查询人员卡片资料
      * 
diff --git a/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/service/impl/AccCardServiceImpl.java b/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/service/impl/AccCardServiceImpl.java
index 5e49341..fcdd78a 100644
--- a/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/service/impl/AccCardServiceImpl.java
+++ b/bonus-modules/bonus-smart-canteen/src/main/java/com/bonus/canteen/core/account/service/impl/AccCardServiceImpl.java
@@ -21,6 +21,7 @@ import org.springframework.stereotype.Service;
 import com.bonus.canteen.core.account.mapper.AccCardMapper;
 import com.bonus.canteen.core.account.domain.AccCard;
 import com.bonus.canteen.core.account.service.IAccCardService;
+import org.springframework.util.CollectionUtils;
 
 import static com.bonus.canteen.core.order.constants.OrderStateEnum.CANCEL;
 
@@ -77,6 +78,11 @@ public class AccCardServiceImpl implements IAccCardService {
             accCard.setUserId(accInfo.getUserId());
             accCard.setCardStatus(CardStatusEnum.NORMAL.getKey());
             accCard.setCardType(CardTypeEnum.IC_CARD.getKey());
+            // 发卡前校验是否卡已存在, 已退卡的可以再发放
+            int cardCountByUserId= accCardMapper.selectAccCardCountByUserId(accInfo.getUserId());
+            if (cardCountByUserId > 0) {
+                throw new ServiceException("此用户" + accInfo.getUserId() + "已有卡, 不能再次发放");
+            }
             int count = accCardMapper.insertAccCard(accCard);
             saveAccCardChangeRecord(accCard);
             return count;
diff --git a/bonus-modules/bonus-smart-canteen/src/main/resources/mapper/account/AccCardMapper.xml b/bonus-modules/bonus-smart-canteen/src/main/resources/mapper/account/AccCardMapper.xml
index c25a644..e787506 100644
--- a/bonus-modules/bonus-smart-canteen/src/main/resources/mapper/account/AccCardMapper.xml
+++ b/bonus-modules/bonus-smart-canteen/src/main/resources/mapper/account/AccCardMapper.xml
@@ -63,7 +63,13 @@ PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN"
             <if test="cardSourceType != null  and cardSourceType != ''"> and ac.card_source_type = #{cardSourceType}</if>
         </where>
     </select>
-    
+
+    <select id="selectAccCardCountByUserId" parameterType="Long" resultType="Integer">
+        select count(1)
+        from acc_card
+        where user_id = #{userId} and card_status in (1,4,5)
+    </select>
+
     <select id="selectAccCardById" parameterType="Long" resultMap="AccCardResult">
         <include refid="selectAccCardVo"/>
         where ac.id = #{id}